.insurance-page {
  width: min(960px, 100%);
  margin: 0 auto;
  padding: 72px 24px 88px;
}

.insurance-intro {
  max-width: 720px;
  margin: 0 auto 44px;
  text-align: center;
}

.insurance-eyebrow {
  margin: 0 0 9px;
  color: #4f7c6d;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

.insurance-intro h1 {
  margin: 0 0 16px;
  color: #245a4a;
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(2rem, 5vw, 3.25rem);
  line-height: 1.12;
}

.insurance-intro > p:last-child {
  margin: 0;
  color: #4b5d55;
  font-size: 1.08rem;
  line-height: 1.7;
}

.insurance-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 22px;
  margin-bottom: 52px;
}

.insurance-card,
.fees-section {
  background: #ffffff;
  border: 1px solid #dce5e1;
  border-radius: 12px;
  box-shadow: 0 6px 22px rgba(31, 55, 46, 0.07);
}

.insurance-card {
  padding: 30px;
}

.insurance-card h2,
.fees-heading h2,
.policy-notice h2 {
  margin: 0 0 14px;
  color: #245a4a;
  font-family: Georgia, "Times New Roman", serif;
}

.insurance-card p {
  margin: 0 0 16px;
  color: #3d5048;
  line-height: 1.7;
}

.insurance-card p:last-child {
  margin-bottom: 0;
}

.insurance-list {
  margin: 0 0 20px;
  padding-left: 22px;
  color: #3d5048;
  line-height: 1.8;
}

.insurance-list li::marker {
  color: #4f7c6d;
}

.fees-section {
  margin-bottom: 28px;
  overflow: hidden;
}

.fees-heading {
  padding: 30px 32px 20px;
}

.fees-heading h2 {
  margin-bottom: 0;
  font-size: 1.8rem;
}

.fee-list {
  margin: 0;
}

.fee-row {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(150px, auto);
  gap: 24px;
  align-items: center;
  padding: 16px 32px;
  border-top: 1px solid #e4ebe8;
}

.fee-row:nth-child(even) {
  background: #f7faf8;
}

.fee-row dt {
  color: #34473f;
  line-height: 1.45;
}

.fee-row dd {
  margin: 0;
  color: #245a4a;
  font-weight: 700;
  text-align: right;
}

.policy-notice {
  padding: 26px 30px;
  background: #eaf3ef;
  border-left: 5px solid #4f7c6d;
  border-radius: 8px;
}

.policy-notice h2 {
  font-size: 1.3rem;
}

.policy-notice p {
  margin: 0;
  color: #34473f;
  line-height: 1.7;
}

@media (max-width: 720px) {
  .insurance-page {
    padding-top: 48px;
    padding-bottom: 60px;
  }

  .insurance-grid {
    grid-template-columns: 1fr;
  }

  .insurance-card {
    padding: 24px 22px;
  }

  .fees-heading {
    padding: 26px 22px 18px;
  }

  .fee-row {
    grid-template-columns: 1fr;
    gap: 5px;
    padding: 15px 22px;
  }

  .fee-row dd {
    text-align: left;
  }

  .policy-notice {
    padding: 24px 22px;
  }
}